Personal Auto Policies :: Simmons Crabdree Insurance Agency

Auto Insurance Policies

Personal auto insurance is a complicated area. Many insurers lead you to believe that discussing this subject with an inexperienced telemarketer is a quality substitute for having a personal agent. Don't buy into that theory for a minute.

Our experience has proven that there is no substitute for having an agent to guide you. When you have a claim would you rather talk to an automated phone messaging center or to your agent? We understand that price is important, that is why we research many companies to provide you with not only a quality product but also the best price. Don’t fall prey to advertising that offers you low, low prices on your insurance. The reason these companies can offer these prices is because they offer little customer service and usually underinsure their customers. The bitterness of poor coverage and service will linger long after the happiness in discovering cheap coverage. Our agents are trained insurance professionals that are there to guide you, whenever you need them. We even offer an after-hours phone number that will bring you instantly into contact with an agent when you need is greatest.

Talk to us about the unique features of our auto plans. You can use this website to find out the latest coverages available by completing our online quote form.

Call or Email us to find out the latest coverages available or complete our online quote form.

Generally speaking, most Personal Auto policies provide the following basic coverages:

Bodily Injury Liability - Covers accidental injury or death of another person if caused by you in an automobile related accident.
Property Damage Liability - Covers accidental damage to other people's property if caused by you in an automobile related accident.
Defense Costs - Covers court costs, legal expenses and attorney's fees.
Collision - Covers you for damage to your car in an accident, regardless of who was at fault.
Other Than Collision - Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects, and other specified perils.
Personal Injury Protection - Covers you and your family who sustain bodily injury caused by an accident involving the use of an automobile, for medical expenses, income continuation, essential services, death benefit and funeral expenses.
Uninsured / Underinsured Motorist - Covers injury suffered by you, your family and anyone riding in your car against the uninsured / underinsured or hit-and-run driver.

Insurance Types

Auto Insurance Policies